Product Concept

Cover is purchased at a pre-determined subscription in exchange for specified benefits, pooling of risk. The customer transfers 100% of their medical aid cover to CellMed for a monthly subscription.

This is a medical aid cover that is specifically designed to suit the customer’s
requirements. If a customer identifies certain requirements outside the norm, a customised cover is designed by CellMed.

The Segregated Fund is an alternative solution that allows you more control over your medical aid cover. This is a medical aid cover solution which provides the client (normally a large corporate) a way to provide cover for its employees medical expenses.